health insurance corruption

For many years the insur­ance indus­try has and will remain in a state of con­stant cor­rup­tion.

The nor­mal sit­u­a­tion in this indus­try for many many years, each state has an insur­ance com­mis­sion how­ev­er most of the time there is lit­tle over­sight unless a crim­i­nal case comes up before a judge most of the time the con­sumer loos­es.

The rea­son we know this is true is that many on our staff have at times worked in this indus­try and I can tell you with com­plete cer­tain­ty that insur­ance is not designed to pro­vide for the buy­er.

What this means is that when you read the fine print in most of the insur­ance poli­cies, they do not pay off.

There is an exclu­sion for every­thing and if you hap­pen to get the wrong adjuster or the wrong agent, you might end up pay­ing into an insur­ance pol­i­cy for years and end up with noth­ing.

Take for instance an aver­age health insur­ance pol­i­cy, they exclude every­thing they can and some thing they can­not.

They make every excuse for why they will not cov­er a par­tic­u­lar pro­ce­dure if its expen­sive.

They are cor­rupt because they want to col­lect the pre­mi­um but they do not want to pay out.

They do not want to pro­vide a prod­uct they just want to col­lect the pre­mi­ums.

This is the way it has been for years and it has not changed.

The Afford­able Care Act does noth­ing to stop crooked insur­ance com­pa­nies from bilk­ing hon­est Amer­i­cans out of their mon­ey while pro­vid­ing noth­ing in return.

 So now that you are being forced to buy insur­ance often from cor­rupt insur­ance com­pa­nies and every­thing will be great up and until you actu­al­ly need to use that pol­i­cy then you will find out just how bad this thing real­ly has  become.

Absolute pow­er cor­rupts absolute­ly.