Insurance companies say No

Insurance companies have proven over and over again that they cannot be trusted to do the right thing when it comes to subscribers.

They Deny, Delay and Defend.

They refuse to do the right thing while spending money and paying outrageous salaries to the top executives all the while making promises they allegedly never intend on honoring.



Insurance companies or Congress?

Who is to blame for this huge mess that we have here?

Think about it for a moment before you make up your minds.

On one hand we have an industry that is corrupt to its core, wait that could be both congress and the insurance industry. 

But yes, the insurance companies are taking advantage of a law that was so large that no one could read it. 

Is that wrong, yes it is wrong, because the this allowed the insurance companies to find loop holes and take the American people on a ride.

We know that congress did not read this bill they just passed it so they could find out what was in it. 

Now you know a little more about just who is responsible for this mess, its the democrats.

Congress did this and the Insurance companies allegedly were in on the talks that allowed the language of the bill to take this to the mat.

Yes insurance companies are being Evil, Yes they are making serious money while Millions of Americans suffer without health insurance.

This is all happening because the insurance industry is corrupt, but it is also happening because congress failed to regulate the law in a way that would prevent the insurance companies from profiting from the passing of this bill.

Who do you think profits from cancelling millions of paying consumers from an insurance plan?

Insurance companies that is who, they will keep money that was and should have been paid to policy holders but will never get paid out.

Congress should have seen this coming if they were not so busy spending money and throwing parties and eating off the fat of the land.

Congress is to blame and its not the republicans its the democrats.

Those are the ones that you need to look hard at those that voted for this horrible evil thing.

They wanted it but they did not read it, they said its for your own good then they exempted themselves from the bill they want you to live or die with.

They want you to be under their thumbs but they do not want to live by the laws they write for you to suffer and die under.

That is what you should be looking hard at, not what the media want you to believe.



Health Care Pain

The truth about health care and insurance companies.

You may wonder about all the talk about the mess that has been created in the health care industry.

You would be right to worry…

What you do not know about the health care insurance industry could kill you.

Insurance is really a simple thing, however insurance companies have for many years carefully devised in just the right way so that they keep more money than they pay out.

The central idea is that by allowing an insurance company to create a group of individuals and then cover everyone because some of those insureds will not need medical care or help.

Some of those people will be healthy and so the end result is that the insurance company makes a profit by managing the risk and denying coverage to some so that they can provide a lessor coverage to others.

Risk is simply defined as well, however again these insurance companies have developed methods that in some instances can create more risk instead of solving the issues that currently exist.

Insurance is the equitable transfer of the risk of a loss, from one entity to another in exchange for payment. It is a form of risk management primarily used to hedge against the risk of a contingent, uncertain loss.

An insurer, or insurance carrier, is a company selling the insurance; the insured, or policyholder, is the person or entity buying the insurance policy. The amount of money to be charged for a certain amount of insurance coverage is called the premium. Risk management, the practice of appraising and controlling risk, has evolved as a discrete field of study and



Keeping your healthcare plan?

Can you keep your health care plan?

The truth the media are not telling you about what is really going on.   You may think that you fully understand what is happening regarding health care but the truth is unless you are an insider in the insurance industry you will not learn about this truth.

 Health care is about risk but it is also about time.

Insurance companies provide coverage for a set amount of money for a set period of time. Many people all over the US have been getting termination letters, telling them the health care plan they have now will be terminated. What you are not being told is something that you may find difficult to understand unless you have been in the insurance business for years.

2016 election 2016 vote them out Biased polls

Insurance that does nothing

If you have been looking at buying or purchasing insurance recently you may have realized that there are some serious problems, costs have gone up not down as was promised as well doctors have to be a member, pharmacies also have to be in the “network”

When you begin to add all this up it means that you will pay more and receive less or nothing in return for your money.

The truth about insurance is that they love to accept your money but when it comes time to pay out, you better look out.

The cost has now changed into something that no longer resembles insurance as you once believed it could become.

Hospitals have created a massive inflation system where by they attempt to recover costs that never existed.

Here is a real world example, surgical services for a 45 min procedure, with an anesthetist a doctor nurse team and the equipment in a private setting runs around $1650.00 and the same services in a hospital can run about $22,000.00.

Now considering that the base Affordable Care policy has massively large deductibles, you could end up paying $700.00 per month for single coverage, with a $1000.00 deductible but guess what they have waiting periods for different procedures.

You could end up having to wait for one entire year to have something like a tumor removed.

This all adds up to something that will cost you more and in the end you might not survive long enough to actually get to use that insurance that you paid for.

If you are wondering what the big deal is in congress right now this is why.

Insurance companies have done something very evil and most people are not aware of what awaits them when they discover the truth.

If you are not aware of what is going on you should look beyond all the media hype and focus on the facts.

The truth his in 2014 you will have an opportunity to speak out and the Media Liars that create special polls to support what they want you to believe will finally be shown as the liars that they are.

Vote in 2014 and make sure that your voice is heard.

Because if you stay home, thinking that someone else will vote in your place do not expect that vote to go the way you think it will.

The truth is that until we vote these corrupt people out of Washington nothing will change.





Health Care?

The hottest subject in discussion just about everywhere online and off line is health care.

Can you get it and if you do get it does it do what you need it to do for you?

The problem with health care is that so many people believe that the Affordable Care Act will somehow fix the problem that are at the root of all of the Health Care problems.


These problems have not been addressed by the Affordable Care Act, that is what is wrong with everything.

Too many people who are rich have been exempted from having to participate in the Health Care Plan, that creates real problems.


Too many large companies have been given a pass on participating.

This creates huge issues, simply because the plan was designed to work in large numbers, but the numbers are just not there.

Now we have an opportunity to change the way this law is designed so that it works in the real world.

The single largest problem is Insurance companies.

They have developed a plan to disengage themselves from providing the coverage that the law should exact from these insurance companies.

The simple truth is that because the law does not deal in a real world manner with insurance companies and Hospitals and large wealthy companies.

That is why the law as it has been tampered with after congress approved it.


The Supreme Court ruled on this and made it clear that Congress made the law and only Congress can fix it.

Which begs the question, was it legal to tamper with the Affordable Care Act while still making it mandatory for individuals to buy insurance or else?

That is something that needs to be ruled on by SCOTUS.


It is time to make the changes we all know that need to be changed because now that we passed it and we know whats in it, we can now fix it.





should everyone get special treatment?

Obama Care, AKA the Affordable Care Act, would seem to be some kind of thing that looks good on paper but in the real world seems to be somewhat of a non starter.

  The thing here is this if and that is a very big IF, Obama care is so great then why are so many waivers being given out, this amounts to special treatment.

Call it reverse discrimination.

  Everyone but you gets some kind of special treatment, Congress and all federal workers get 75% of the obama care insurance polities paid for by the tax payers, meaning that everyone else pays that 75% of what you will have to pay 100% of your Obama Care insurance policy.

If you add that up its 175% What, really?

You mean to tell me that the average voter will have to pay not only for their own insurance but also for the insurance of every federal employee?

So that is why the cost of insurance is going up and up and up?

Seems logical…


HealthCare Reform is needed

We desperately need health care reform.

the truth about the health care system is that if you are unfortunate enough to have lost or not have access to health insurance and you need life saving surgery, you cannot get it at all.

The affordable care act failed…



Health care no more

The truth about the condition of the health care system is becoming a thing that were it known would be very alarming.

Health care truths,

  • Younger doctors are not as well trained.
  • Physician assistants are even less informed about medicine and treatment procedures.
  • RN nurses can be biased and uncaring, along with a lack of updated medical training.
  • Experienced doctors are retiring at an alarming rate.

    When you add up these things and the fact that in order to obtain real health care you have to search for a doctor that will listen to you and actually examine you, when you go into an emergency room and the doctor does not examine you, there is a serious problem that should be addressed.

I want to tell you a story about a woman that has a tumor that is causing horrible pain.

She has no health insurance and to date has not been able to obtain a medical option that is not influenced by money.


When money matters more than the patient and the patients needs can we say that the Oath the physician takes is now dead?

Do no harm…

When you go to a doctor and that doctor does not listen to you what can you expect to have any confidence in that doctor when money is more important than what happens to the patient.

How can any doctor operate under those circumstances?

The truth is that you almost have to do your own research because these ER docs they just are not well educated at all.


Why you cant repeal Obama Care

Trying to Repeal Obama Care, AKA, the Affordable Care Act, is never going to help the health care system.

The time to repeal it would have been as soon as they realized that Nancy Pelosi, was wrong about passing it so you could know what was in it.

The reason why it needs to be changed, instead of trying to repeal it, is that it has already done damage by allowing insurance companies and health care providers to make use of loop holes and so stop providing real health care services to even those that are insured.

Those that are not insured are out of luck completely.

We can no longer afford to be stupid, we have to go into this thing and make insurance companies accountable, we need to look at what emergency rooms are doing but more importantly what they are not doing.

Hospitals are not diagnosing serious illness because then they would have to treat that illness.

Insurance companies have shifted the burden of payments to the consumer, they have shifted the burden of payment to medicare, its a big huge mess.

If you repeal the Affordable Care Act, you leave all those denial of treatment issues out there and thousands will die because of it, unless you change it first.

We do need reform, its just the truth, but we cant allow the health care system to stay the way it has become.

The truth is until we go in and do surgery, on this thing and cut out the insanity and make sure insurance companies and health providers cannot side step providing real medical care, then were still going to have a huge problem in the future.

Its about common sense, not the stupidly insane way things have become.


Until we wake up and understand this situation then people are going to die.

We have to fix this thing, Congress and the Senate, allowed this to happen, they could have seen what insurance companies and medical service providers were doing but they were too busy taking trips, vacations, playing golf, trying to get re-elected to see what was happening right under their noses.