Some expensive drugs have been removed from the formulary, what if your life depends upon that drug, what will you do?
This year the medicare open enrollment period has changed, which will lead to even more confusion to a confusing process. They cut Medicare in half, not legally but they allowed it to happen by proxy. Sound confusing well you know if it has anything to do with Washington, well that just the way it is right?
Or is it? You know they have so many problems, without adding even more. Insurance companies reduced its coverage by half, over the last two years, and we can likely expect this to happen again this year.
What used to cost 100.00 now costs 300.00
What used to be covered by Medicare is not covered any more.
What used to be is no more.
In reality there is no real advantage any more, because of the games the insurance companies are playing with the cost of medications.
This is not health care at all it its evil twin. The process is hard to understand, hard to figure out and difficult to manage, the true cost is hidden in mounds of paperwork. You see, costs have gone up as it always does whenever you have more than one party to a financial transaction. When you have a middle man involved between your doctor and you, that is a problem and that is what we now have.
They say they want you to report fraud, but can you really report every doctor in the system? For example, we visited two internal medicine doctors, in two different states, one doctor charged, $59.00 office visit, the other one charged, $220.00 save doctor same services, yet, two very different charges, see the hidden charges, are causing a lot of problem for medicare.
The problem with medicare is that there are doctors that are gaming the system, because their costs have gone up but in some cases there is abuse and that is also a problem, but if you report your doctor, what happens when that doctor leaves the state and goes to a better state where the medical board is more friendly to doctors. It is a serious issue and you have to understand that the problem is built into the system, Medicare does not pay much, so doctors have inflated their charges, sometimes to a high amount, so what amount constitutes fraud?
What amount constitutes, a fair payment? We may not know the answer to those things, but for example when someone has a medical need and that need is met without expensive treatment, then you have a good result, but if that need is not met due to health care rationing, then you have someone that ends up in the hospital and that costs a lot.