GM Onstar spying?

In a news report it is becom­ing clear that inter­net data can be used in a bad way.

Insur­ance com­pa­nies have been pur­chas­ing data from dri­vers who also sub­scribe to On Star ser­vices for GM prod­ucts.

That data comes from a third par­ty and is then sold to insur­ance com­pa­nies who then use that data to increase the rates of insur­ance for some dri­vers.

(You might think that this could be a good thing but is it real­ly?)

This is a big prob­lem because the insur­ance com­pa­ny is rat­ing her as a high risk based on data obtained from her Car…

They look at data like a hard break event or speed­ing..

In some ways she might be a risk but is that enough to say that because she might be at a high­er risk of an acci­dent that the insur­ance com­pa­ny is jus­ti­fied to increase her rates?

But what if the insur­ance com­pa­ny says that she can not obtain insur­ance now is that nor­mal or fair?

The idea that a per­son has to pay for a ser­vice like onStar then have that data used in a bad way that costs the con­sumer more mon­ey by increased insur­ance rates now that is real­ly some­thing that might be at the heart of a big law­suit.