The big Fias­co here is some­thing that no one is talk­ing about. 

Just today the Fox News Out Num­bered Pan­el dis­cussed the Health Care Issues.

No one talked about the one thing that caused the Afford­able Health Care Act to fail in the first place.

That is incredible.

The Goril­la in the Room here is sim­ply the mar­ket­place where health care insur­ance is devel­oped.

Until you address the Insur­ance Mar­ket you will nev­er fix Health Care. 

Every­one is talk­ing about how to fix Health Care but No one is con­sid­er­ing the insur­ance mar­ket­place.

That is where the real problem exists.

Just before it became clear that some form of the Oba­ma Care and or Afford­able Care Act was going into effect Insur­ance com­pa­nies did a seri­ous­ly dirty trick and no one in the Media cov­ered it, cer­tain­ly they had to be aware that it was hap­pen­ing and for some rea­son choose not to address it or cov­er the sto­ry in any way shape or form.

Case in point.

Humana Care had a pre­mi­um medicare option called the Gold Plan.

Under this plan pre­scrip­tions were cov­ered as well as a very gen­er­ous 100 dol­lar deductible for surgery.

Just before the Oba­ma Care bill was passed Humana changed its Gold plan and effec­tive­ly gut­ted it.

Surg­eries went from a $100 deductible to a 20 per­cent add on fee.

All procedures went to 20%

Now you can add up every­thing they did if your a math genius but for the rest of us what hap­pened was that you were going to be pay­ing a high­er pre­mi­um and pay­ing 20 per­cent more on aver­age for what ever lev­el of health care you need­ed.

None of this was cov­ered by the Media. 

Addi­tion­al­ly insur­ance rates went up and up and up and cov­er­age went down.

Insur­ance com­pa­nies raked in Mil­lions on this deal and where did all that mon­ey go when they with­drew from the mar­ket­place?

The deal is a sim­ple one until you deal with the dis­hon­esty in the Insur­ance indus­try your not going to fix health care.

Period.

Health Insur­ance is bro­ken it does not work for the peo­ple who pay the pre­mi­ums.

Basi­cal­ly you have an orga­ni­za­tion that is col­lect­ing huge amounts of prof­its and expend­ing lit­tle by way of cov­er­age pay­outs.

Again If you don’t address this issue you can’t fix health care I don’t care how good of a deal mak­er you are.

What real­ly puz­zles me is this sim­ple premise. 

If our elect­ed lead­ers such as the speak­er of the house are so smart why can’t they see that Health Care is not bro­ken Insur­ance com­pa­nies are Bro­ken.

We need Insur­ance Reg­u­la­tion and Real Com­pe­ti­tion in the form of non prof­it insur­ance com­pa­nies to com­pete with those that are bilk­ing medicare out of mil­lions of dol­lars of Senior health care dol­lars and then pay­ing their CEOs large sums of mon­ey along with prof­it­ing at an alarm­ing rate con­sid­er­ing insur­ance com­pa­nies are bank­ing big bucks both before and after the Afford­able Care Fias­co what makes any­one think that this is going to fix the prob­lem at all?

When I hear peo­ple on the News talk about mil­lions of peo­ple who will not have insur­ance after the lat­est incar­na­tion of “Let Fix Health Care” I have to won­der if they are real­ly that igno­rant.

Are they that igno­rant?

Right now Mil­lions of peo­ple do not have health insur­ance at all. 

Those Mil­lions that have health care lite with large deductibles that require you to spend thou­sands of dol­lars before your pol­i­cy pays a dime now that is not insur­ance at all.

So when I hear some­one talk about the CBO says this or that I have to won­der are they just plain stu­pid?

I am will­ing to bet you can’t find any­one that has this so called Oba­ma Care right now that has used it.

I bet you can’t find one sin­gle per­son that is pay­ing into Oba­ma Care and has ben­e­fit­ed from get­ting a pro­ce­dure done. 

You can’t do it because there are none and fur­ther­more it does not even exist.

Oba­ma Care failed years ago when the Insur­ance com­pa­nies changed and rigged the game before the bill was passed.

They col­lect­ed pre­mi­ums antic­i­pat­ing high­er costs that nev­er mate­ri­al­ized they banked that mon­ey.

They raised rates antic­i­pat­ing high­er costs that nev­er hap­pened.

Again they banked that mon­ey. 

So, real­ly all you peo­ple out there that think you know what is going on your real­ly don’t.

Again for the record until you address the bla­tant dis­hon­est in the insur­ance indus­try you can’t fix health care.